Last activity in 2001. Page is now (2004) of historical interest only, due to XbankSecurityFlaws
see PayPal for a relationship -- dl
Their web site: http://www.x.com/
They give you (any customer) $20.00 when you join the bank. They say it's like giving out toasters.
You get $10.00 if you refer a friend who signs up. It's their "Refer-a-Friend" program (and not a new idea to marketing).